Often asked: Where Can I Use Paypal Credit Online?

Can I pay online with PayPal Credit?

You can only use PayPal Credit if PayPal is available as a payment option. You can use PayPal Credit at the many online sites where PayPal is accepted, including big name retailers like Walmart, Target, Macy’s, and more, though Amazon is a notable exception.

Can I use PayPal Credit on Amazon?

No, but there are workarounds that allow you to use your PayPal account to pay for Amazon purchases. There are also workarounds that allow you to use PayPal Credit on Amazon—all you have to do is buy Amazon gift cards at a retailer that accepts PayPal Credit, then use those gift cards the next time you shop at Amazon.

Can you use PayPal Credit card anywhere?

Where can I use the PayPal Cashback Mastercard and PayPal Extras Mastercard? You can use the PayPal Cashback Mastercard or PayPal Extras Mastercard as a payment source in PayPal and anywhere that Mastercard is accepted, in stores and online.

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Why can’t I use PayPal Credit to send money?

You can’t use it in brick-and-mortar stores: PayPal Credit is limited to online transactions only. Not ideal for sending money to others: Because of the flat fee that’s added to the amount you send to friends using PayPal Credit, you should use this option sparingly.

Will PayPal let you borrow money?

PayPal Working Capital is a business loan with one affordable, fixed fee. You repay the loan and fee with a percentage of your PayPal sales (minimum payment required every 90 days). Select your loan amount. The maximum loan amount depends on your PayPal account history.

What is a PayPal Credit account?

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. PayPal Credit is subject to credit approval and is offered by Synchrony Bank.

Can you use PayPal Credit on Walmart com?

Walmart does accept payment from PayPal credit and debit cards both in-store and online. You can also manage the money in your PayPal account in Walmart’s stores, at a cost of $3 per withdrawal or deposit.

Does Argos accept PayPal Credit?

It’s a simple way to pay for your online Argos shopping. When you reach the checkout, breeze through by picking the PayPal option. Just to note, any refunds to your PayPal account can take up to 30 days.

Can you use PayPal Credit like a credit card?

PayPal Credit is an unsecured line of credit that you apply for and can use online anywhere PayPal is accepted. You can set it as your default payment method, just like you would a debit or credit card. Unlike PayPal’s credit cards, PayPal Credit doesn’t offer rewards.

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How do you pay with PayPal Credit?

You can make payments online, by phone, or by mail. To make a PayPal Credit payment tap PayPal Credit, tap Make a Payment, and choose how much you want to pay. Select your funding source and the payment date and tap Pay. You can pay your PayPal Credit balance from our PayPal balance or your bank account.

Can I use my PayPal Credit card at an ATM?

Yes. You may use your PayPal Prepaid Card to withdraw cash at any ATM that bears the MasterCard®, Cirrus®, or PULSE® Acceptance Marks. Each cash withdrawal made at an ATM located in the U.S. (domestic ATMs) is subject to a fee of $1.95, plus the surcharge fee the ATM owner or bank may charge.

Why does my PayPal Credit keep getting declined?

PayPal typically declines a credit card when: Not enough credit or funds are available on the card. The card issuer wants to verify that the transaction is legitimate, and the card owner needs to approve the online transaction.

Can I get cash advance from PayPal Credit?

You cannot advance money for yourself: PayPal Credit’s cash advance feature allows users to send money to friends or family; you cannot use this feature to send funds to yourself. When you advance cash on your credit card, you get money yourself and can use it immediately.

Does Apple accept PayPal Credit?

While Apple is no longer allowing customers to use PayPal Credit options to make purchases, it does still accept PayPal payments for purchases made from its online store and from its iOS app.

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